Debt Settlement Plan

AI-generated debt-to-income analysis and personalised settlement vs. consolidation vs. bankruptcy recommendation, reviewed by an NFCC-certified counselor.

$149

flat fee

~45 min review

US consumer law

What you get

AI-assisted analysis based on your intake
Review by a certified counselor or licensed attorney
Actionable plan and document templates
Secure status tracker and delivery

Frith provides document preparation and counselor/attorney review, not ongoing legal representation. For lawsuits, garnishment orders, or imminent foreclosure, please consult a licensed attorney directly.

Your name

Your full legal name *

Total monthly take-home income (after taxes) *

Total monthly essential expenses (rent, food, utilities, transport) *

Total outstanding debt (all accounts) *

List each debt: creditor, type, balance, and monthly minimum *

How many months behind on payments (0 if current)? *

Significant assets (home equity, savings, retirement, vehicles)

Employment status *

Have you filed for bankruptcy before? *

State of residence *

What happens next

We create an AI-assisted draft, queue it for attorney review, and give you a secure status link.